Why do you need Electric Wheelchair Insurance?

Your wheelchair keeps you on the move and helps enable your freedom. It can give you the lift and boost that you need but the use of your Electric Wheelchair, often in busy pedestrian areas, is not without risk.

Leading Supplier of Powered Electric Wheelchair Insurance

At Blue Badge Mobility Insurance we understand how crucial your electric wheelchair is to your everyday life, so we offer insurance cover for both Powered Wheelchair Insurance and Manual Wheelchairs for the loss or damage of your vehicle. We are focused on keeping you moving and giving you full peace of mind as you use your Powerchair. Our Insurance for your Wheelchair is great for wheelchair users and has been created to give you the reassurance should the unexpected happen you’ll have the protection and coverage you need.

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Electric Wheelchair Insurance

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1. Personal details

Contact Permission

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2. Date of Birth and Powerchair Details


£

Cannot be used on roads

Can be used on roads and DVLA registered

Can you confirm the 3 statements below?

1) I have not made any claims on a powerchair policy in the last 2 years
2) I have never been refused mobility insurance
3) Your powerchair is not capable of travelling over 8 MPH

If you cannot agree to ALL of the above statements please call us on 01730 233 101

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3. Type of Cover

Powerchair Insurance Options

The following are covered as Standard:

Accidental damage
3rd party liability
Loss or theft

We also offer a number of extensions to the cover which you can add below

Optional Add ons

If your Powerchair breaks down, or if after an insured event your Powerchair is unusable, we have a recovery service which will recover you and your Powerchair and return it to your chosen destination within a 20 mile radius of breakdown. If you choose not to use the recovery service, we will refund costs incurred by you to get you and your powerchair up to a limit of £100.

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If your key is accidentally lost, damaged or stolen, we will pay up to £1,000 in respect of: A) Locksmiths charges, new locks (if a security risk has arisen) B) Replacement keys C) Re-programming of immobilisers, infra-red handsets and alarms.

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If your Powerchair suffers from a puncture we will cover the cost of fixing the puncture up to a value of £50 as long as a receipt is provided.

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4. Secure Payment

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This works out to be only £0 per day

Includes Insurance Premium tax at the current rate

Your policy includes:
Standard policy (third party, accidental damage and theft) £0.00
Terms and conditions

We want you to know exactly how our service works and why we need your registration details. Please state that you have read and agreed to these terms before you send your message.

Please confirm that you have read and agree to the terms and conditions

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Your Quote - The price for 1 years insurance is £0.00

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100% Secure Payment

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Benefits of this policy

Our standard policy covers:

  • Up to £2 Million Public Liability insurance
  • Theft, Damage or Loss of your Powerchair
  • 90 Days Holiday Cover
  • Loss or theft of personal effects
  • Optional Recovery Service
  • Optional Puncture/Key cover

What's covered

Standard Policy

  • Public liability up to £2 Million for injury or damage to property
  • Cover for you and anyone using your Powerchair with your permission
  • Accidental damage to your Powerchair including theft and vandalism
  • Replacement of your Powerchair if we are unable to repair it
  • Using your Powerchair abroad for up to 90 days
  • Serious Injuries to you while using your Powerchair
  • Loss or theft of personal effects
  • This Policy does not cover Mechanical Breakdown
  • There is an excess to pay for claims under the public liability and accidental damage sections

Optional Extras

  • Recovery Service

    If your Powerchair breaks down, or if after an insured event your Powerchair is unusable, we have a recovery service which will recover you and your Powerchair and return it to your chosen destination within a 20 mile radius of breakdown.

    Recovery Service If your Powerchair breaks down, or if after an insured event your Powerchair is unusable, we have a recovery service which will recover you and your Powerchair and return it to your chosen destination within a 20 mile radius of breakdown. If you choose not to use the recovery service, we will refund costs incurred by you to get you and your Powerchair up to a limit of £100.
  • Puncture Insurance

    If your Powerchair suffers from a puncture we will cover the cost of fixing the puncture up to a value of £50 as long as a receipt is provided.
  • Key Insurance

    f your key is accidentally lost, damaged or stolen, we will pay up to £1,000 in respect of:
    a) Locksmiths charges, new locks (if a security risk has arisen)
    b) Replacement keys
    c) Re-programming of immobilisers, infra-red handsets and alarms

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  • -
    Do I need to have electric wheelchair insurance?
    No, there is no law that states you must have electric wheelchair insurance. Many people do opt to take out insurance to protect themselves against 3rd Party Claims (if you injure someone or damage someone’s property) and to protect against theft or accidental damage to their scooters, but it is not compulsory
  • -
    Can use my scooter on the road?
    There are two different types of Scooters, Class 2 Scooters that go up to 4mph and Class 3 Scooters that go between 4mph and 8mph. The Class 3 scooters can go on the road and have to be registered with the DVLA. You can find more information on the government website, www.gov.uk and typing ‘invalid carriage’ into the search bar. (www.gov.uk/mobility-scooters-and-powered-wheelchairs-rules)
  • -
    Can I have a Blue Badge?
    We are Blue Badge Mobility Insurance, we provide insurance cover for Mobility Scooters and Wheelchairs. You would need to contact your local council authority for Blue Badge disabled parking.
  • -
    Do I need to take a test to use a Mobility Scooter?
    You do not need take a test or have a driving license to use a mobility scooter.
  • -
    Can you insure me if I have a pre-existing medical condition?
    Our
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    Can you advise me what cover I need?
    Our policy states that “You must ensure that you or any friend using the scooter or wheelchair are capable of doing so safely” If you have been advised by a medical practitioner that you shouldn’t be using a mobility scooter then it could invalidate a claim. There are very few regulations around mobility scooter safety, but you can find some guidelines online on the government website, www.gov.uk and typing ‘invalid carriage’ into the search bar. (www.gov.uk/mobility-scooters-and-powered-wheelchairs-rules) There is no legal eyesight requirement to drive mobility scooters or powered wheelchairs, but you should be able to read a car’s registration number from a distance of 12.3 metres (40 feet).

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